As military personnel, frequent relocations, or Permanent Change of Station (PCS) orders are a part of the job. It's an exhilarating journey that takes you from one base to another, sometimes even across borders. However, one significant concern during these relocations is dealing with finding a new home and applying for a new mortgage. This is where we at Peoples Bank & Trust Company come in to ease your burden. With a vast array of offerings, we ensure that your transition is as smooth as possible. Here are just a few reasons why Peoples Bank & Trust Company is the right choice when you receive your PCS orders.
Our Nationwide Presence
At Peoples Bank & Trust Company, we take pride in our extensive network, with our ability to lend nationwide we can help you with this loan AND your next one. This means wherever your PCS orders take you in the United States, we can help. This nationwide presence and ability to work with the same loan officer multiple times sets us apart and allows us to provide you with the best possible service, wherever your duty calls.
Our Expertise in VA Loans
VA loans are designed specifically for the brave men and women serving in the military. These loans come with a host of benefits including no down payment requirements, the absence of mortgage insurance, and very competitive interest rates, which can save military families thousands of dollars over the life of the loan.
We at Peoples Bank & Trust Company are experts in handling VA loans. We understand the unique circumstances of military life and are trained to guide you smoothly through the process. Our knowledgeable loan officers can answer any question you have and help you navigate any bumps in the road. We are here to support and ensure you can secure a home loan that suits your needs, regardless of where you move.
Our Unparalleled Accessibility
As military personnel, you're often on the go, and accessibility is key when dealing with finances and mortgages. Recognizing this, we have developed a user-friendly online platform to easily allow you to complete an application online. During a move, this accessibility can be a lifesaver. From the comfort of your new home, you can apply for a loan, submit necessary documents, make payments while we keep you up to date on your loan status.
We aim to make the entire mortgage process as seamless and straightforward as possible, reducing your stress and helping to make your move easier.
Our Wide Range of Loan Options
In addition to VA loans, we at Peoples Bank & Trust Company provide an array of loan options to suit varying financial circumstances and needs. Whether you are interested in a fixed-rate loan or an adjustable-rate loan, whether you're considering FHA loans, jumbo loans, or looking to refinance, we've got you covered.
We understand that everyone's financial situation and goals are unique, and our varied offerings provide you with the flexibility to choose what best fits your situation. If your financial circumstances change or if the house you're buying doesn't fit standard loan guidelines, we have options and solutions to ensure your needs are met.
Our Dedicated Loan Officers
At Peoples Bank & Trust Company, we are committed to providing exceptional service. Your loan officer is your direct contact and one of the most important parts of making your move easier. We understand the challenges of military life and are here to support you every step of the way. Our loan officers are truly dedicated professionals with over a decade of experience each. Our goal is to be here for you when you need us, offering support, answering questions, and helping you navigate your financial journey, no matter where you are.
While moving due to PCS orders can be challenging, we at Peoples Bank & Trust Company are here to ease your burden. With our nationwide presence, expertise in VA loans, ease of accessibility, broad range of loan options, and exceptional service, we aim to make your big move as easy as possible. As you embark on your next PCS journey, remember, we're just a phone call or a click away.
