Home Loan Types
Peoples Bank & Trust Company stands out among other mortgage lenders by providing outstanding customer service and an extensive range of home financing options. Whether you are a first-time homebuyer or looking to access your home's equity through a refinance program, is here to assist you in achieving your goals. Educate yourself on the various types of home loans and mortgages that are available so that you can make an informed decision about which option is best suited for your needs.
Where Do I Start?
First, ask yourself what your home financing goal is. Are you:
- Buying a home: When it comes to purchasing a home, there are numerous options available to suit your specific circumstances. To explore further, please check out our Buy a Home page or take a look at the purchase programs listed below.
- Refinancing: In the event that you have an existing mortgage and are seeking to potentially decrease your current mortgage payments, secure more favorable terms, or merge your debt, please visit our Refinance page or browse through the refinance programs listed below.
- Using your home equity: Your home is a valuable asset, and by making regular mortgage payments, you can accumulate home equity. This equity can be utilized to finance home improvements, cover college tuition fees, or provide for retirement.
Our Home Loans
We have provided a list of our purchase and refinance options below. If you have any queries, please feel free to contact us, and we will be pleased to guide you through our home loans and the financing procedure.
