FHA Streamline Refinance

An FHA Streamline Refinance is exclusively available to homeowners who currently have an FHA home loan. This loan may allow an FHA borrower to lower their current interest rate without having to requalify for the loan.

What Are The Benefits?

No Income Verification
No Asset Verification
No Appraisal
Possible to Lower MIP
Fast Closings

For homeowners with an FHA-insured home loan, an FHA Streamline Refinance is the quickest and easiest method to refinance their current mortgage. This is due to the fact that the FHA permits the original purchase price of the home to be utilized as its current value, eliminating the need for an appraisal. If a homeowner is struggling to pay off their mortgage, this option may be advantageous since the loan will be calculated based on the initial purchase price rather than the actual value of the home at the time of refinancing, which may be less than the original purchase price.

To be eligible for an FHA Streamline Refinance, the primary requirement is that you already have an existing FHA home loan. Even if you don't have perfect credit, we may have options for you.

If you have questions about an FHA streamline refinance or want to see if you qualify, please contact us today.

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As a condotel lender, we specialize in offering financing for a wide range of condominiums, including condotels. Our services encompass condotel loans and loans for non-warrantable condo projects. If you're having difficulties finding condotel financing for the condo hotel you have your sights on, don't lose hope! Our goal is to assist you in acquiring the property you desire.

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What People Are Saying About Us

I am extremely pleased with the mortgage services provided by Peoples Bank & Trust Company. The team was highly professional, knowledgeable, and efficient throughout the process. They made the entire experience smooth and hassle-free. I highly recommend their services.

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I had a great experience working with Michael & Peoples Bank & Trust Company. They were responsive, knowledgeable, and made the entire process smooth and stress-free. I highly recommend them to anyone looking to buy or refinance a home.

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Thanks to my Michael's dedication and commitment, I was able to successfully close on my dream home. I highly recommend Peoples Bank & Trust Company to anyone seeking a reliable and trustworthy mortgage partner. Their professionalism, expertise, and exceptional customer service truly set them apart in the industry.

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The communication from my Peoples Bank & Trust Company was prompt and transparent. He kept me informed of every milestone and ensured that I was well-informed about the progress of my loan application. I felt supported and confident in their abilities to navigate the complexities of the mortgage process. Great job!

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Mr. Parker guided me step by step, explaining all the necessary information and answering all my questions with patience and clarity. He took the time to understand my financial goals and tailored a mortgage solution that best suited my needs. I'm very pleased with Peoples Bank & Trust Company!

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I couldn't be happier with my mortgage experience. Michael was professional, knowledgeable, and provided excellent customer service. The team at Peoples Bank & Trust Company made the process smooth and hassle-free. Highly recommended!

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