Wilmington Home Mortgage Loans

Looking for your dream home in Wilmington? Peoples Bank & Trust Company is here to make it happen! We offer unbeatable rates, personalized guidance, and a streamlined mortgage process, making us the best choice for your home financing needs.

Whether you're dreaming of a beachside bungalow, a condo with stunning river views, or a peaceful suburban oasis, the mortgage experts at Peoples Bank & Trust Company's Wilmington office will make finding your perfect home in Wilmington a breeze.

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Home Loans & Mortgage Refinancing in Wilmington, NC

Much like Wilmington's unique charm, Peoples Bank & Trust Company combines the resources of a large institution with the personal touch of a local lender. As a dedicated lender in North and South Carolina, our mortgage experts are your neighbors, committed to providing exceptional service and support throughout your home buying journey.

Whether you're ready to pre-qualify for a loan or simply have questions, our Wilmington mortgage specialists are eager to assist you. Call us at (800) 697-4371 to schedule an appointment.

Your New Mortgage Partner in Wilmington

Buying a home starts with finding the right mortgage lender. Traditionally, this meant dealing with endless paperwork and impersonal middlemen, which isn't the most exciting way to begin your journey. That's why we're changing the game.

At Peoples Bank & Trust Company, we understand that purchasing a home is a significant milestone, and we're committed to guiding you through every step of the process. When you choose us, you'll receive personalized support from our team of mortgage experts..

Curious about how else we're setting ourselves apart? We're happy to share:

  • A streamlined and efficient home loan process: Say goodbye to unnecessary delays and complications.
  • A variety of home loan options: We offer diverse options to suit your unique needs and financial situation.
  • Expert guidance for all home buyers: We cater to all home buyers, including those with unique circumstances.
  • Exceptional customer service: Our commitment to excellent service speaks for itself. See what our customers have to say.
  • Hassle-Free Loan Pre-Closure Process: Once pre-qualified, we will be right there with you every step of the way!

We recognize that every home and every home buyer is unique. That's why we offer personalized, supportive mortgage lending designed to get you into your new home quickly and smoothly. If you're ready to make Wilmington your home, we're here to help!

All Kinds of Home Loans for All Kinds of Wilmington Buyers

Mortgages shouldn't be a one-size-fits-all solution, and neither should your lender. At Peoples Bank & Trust Company, we believe every home buyer deserves a personalized approach to financing, regardless of their experience level.

Whether you're a first-time home buyer, a seasoned pro, or somewhere in between, we have the perfect loan for you. We offer a diverse range of home loan options in Wilmington, each paired with our exceptional service and personalized guidance. Our programs include:

I had a great experience working with Michael & Peoples Bank & Trust Company. They were responsive, knowledgeable, and made the entire process smooth and stress-free. I highly recommend them to anyone looking to buy or refinance a home.

- Benjamin G.

Mortgage Refinancing in Wilmington, NC

Love your home but want to save money or boost your savings? Refinancing might be the answer. If you're worried about the complexity of refinancing, don't be. Our refinance process, like all our mortgage services, is streamlined and efficient.

We'll ensure your mortgage refinance goes smoothly so you can enjoy the benefits, such as:

  • Lowering your interest rate
  • Reducing your monthly payment
  • Accessing your home equity
  • Consolidating your debt

While we can't promise to make refinancing fun, we can make it simple and hassle-free. Have questions or want to learn more refinancing? Schedule an appointment with one of our mortgage experts to discuss your refinancing options.

I couldn't be happier with my mortgage experience. Michael was professional, knowledgeable, and provided excellent customer service. The team at Peoples Bank & Trust Company made the process smooth and hassle-free. Highly recommended!

- Jim C.

The Peoples Bank & Trust Mortgage Process for Wilmington Home Buyers

At Peoples Bank & Trust Company, we prioritize transparency in the mortgage process. Unlike large banks that pass you off to different departments, we assign you a dedicated Mortgage Coach who will guide you through every step.

Our mortgage process is efficient and straightforward:

  • Apply online: Start with our simple online application, and we'll connect you with your personal Mortgage Coach.
  • Get pre-qualified: Pre-qualification unlocks the Dash Loan Closing Guarantee, giving you peace of mind.
  • Close on time: We're committed to a fast and efficient closing process, ensuring you move into your new home as quickly as possible.

Beyond our streamlined process, we pride ourselves on exceptional customer service. As fellow homeowners and Wilmington residents, we understand your needs and provide the support you deserve.

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What People Are Saying About Us

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