2026 state-by-state research
Disabled Veteran Property Tax Benefits by State
Some states provide a full property tax exemption for a qualifying disabled Veteran’s primary residence, while others reduce the assessed value, provide a credit, or leave the final amount to the county or municipality.
This table covers all 50 states, Washington, DC, and five U.S. territories using the Department of Veterans Affairs summary and the official Veterans agency linked for each jurisdiction. Verify the current rule and filing deadline with the local assessor before using an exemption in a homebuying budget.
- 56 jurisdictions compared
- Official state source path
- Reviewed July 2026
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What property tax benefits can a disabled Veteran receive?
The benefit usually falls into one of four groups, but the name alone does not tell you how much it will save. The disability rating, permanent and total status, wartime service, income, residency, surviving-spouse status, and filing date can all change the result.
Full exemption
A qualifying Veteran may owe no property tax on an approved primary residence, although acreage, value, ownership, and local filing rules can still apply.
Partial exemption
The state may remove a fixed dollar amount or a percentage of assessed value before the local tax rate is applied.
Tax credit
The benefit may come back as a state credit or refund after the property tax is paid instead of reducing the assessor bill upfront.
Local option
Counties or municipalities may choose the benefit or set the amount, which means two Veterans in the same state can receive different results.
Have a state or home in mind?
Want us to estimate the payment after your tax benefit?
Click Get a Callback to open the short form. A VA loan specialist can compare the current tax record, the exemption documents you have, and the estimated payment for a home you are considering. No credit pull is required for the first conversation.
How common is each type of disabled Veteran tax benefit?
The classification below is a navigation aid based on the federal summary. It does not replace the full eligibility language in the table or the current decision from the local assessor.
Source, Department of Veterans Affairs state tax-benefit summary published in 2025 and reviewed by PBT Bancorp on July 11, 2026.
Disabled Veteran property tax benefits in every state
Search the state or filter by the general benefit type, then open the state source before making a purchase or relocation decision. The rating column lists percentages stated in the federal summary, but some programs also require permanent and total status or another specific service-connected condition.
Showing 56 records
| Alabama | Partial exemption or reduction | Varies or not stated | Permanently and totally disabled Veterans, or those 65 and older, enjoy a property tax exemption on their home and up to 160 adjacent acres, with no income cap. Homes acquired through a VA specially adapted housing grant are tax-exempt for the Veteran or surviving spouse. | Official state source |
| Alaska | Partial exemption or reduction | 50% | Disabled Veterans with a 50% or higher service-connected disability rating get a tax exemption on the first $150,000 of their primary residence’s assessed value. This transfers to a spouse aged 60 or older if the Veteran passes away. | Official state source |
| American Samoa | Local option or variable | Varies or not stated | The VA summary did not identify a statewide residential property-tax benefit. Verify current local rules with the state Veterans agency. | Official state source |
| Arizona | Local option or variable | Varies or not stated | Property tax exemptions vary by county. | Official state source |
| Arkansas | Full exemption available | 100% | Veterans with specific VA-awarded disabilities (e.g., loss of limbs, total blindness, or 100% service-connected disability) qualify for a full homestead and personal property tax exemption. Un-remarried surviving spouses and dependent children may also benefit if the Veteran died in service or from service-connected causes. | Official state source |
| California | Local option or variable | Varies or not stated | California has two separate property tax exemptions: one for Veterans and one for disabled Veterans. Please consult your local assessor’s office for detailed requirements regarding these exemptions. | Official state source |
| Colorado | Partial exemption or reduction | 50% | Qualifying disabled Veterans, surviving spouses and Gold Star spouses are exempt from 50% of the first $200,000 of their primary residence’s value, with the state covering lost county revenue. | Official state source |
| Commonwealth of the Northern Mariana Islands | Local option or variable | Varies or not stated | The VA summary did not identify a statewide residential property-tax benefit. Verify current local rules with the state Veterans agency. | Official state source |
| Connecticut | Partial exemption or reduction | Varies or not stated | Honorably discharged Veterans with 90-plus days of wartime service get a $1,000 property tax exemption, with additional relief for disabled Veterans meeting income limits. | Official state source |
| Delaware | Tax credit | Varies or not stated | Qualified Veterans claim a full non-vocational school district property tax credit on their primary residence. | Official state source |
| District of Columbia | Partial exemption or reduction | 100% | Veterans with a 100% service-connected disability or paid at that rate due to unemployability qualify for a $445,000 reduction in assessed home value, subject to ownership, residency and income limits ($159,750 for 2025). | Official state source |
| Florida | Full exemption available | 10%, 100% | Veterans with a 10% or more VA disability deduct $5,000 from their home’s assessed value. Those with 100% permanent disability, quadriplegia or specific mobility impairments may exempt all property taxes, as may un-remarried surviving spouses meeting criteria. | Official state source |
| Georgia | Partial exemption or reduction | Varies or not stated | Disabled Veterans exempt up to $109,986 of their primary residence’s value, per a VA-set index, extending to un-remarried surviving spouses or minor children. | Official state source |
| Guam | Full exemption available | Varies or not stated | Eligible disabled Veterans, surviving spouses, Gold Star parents or legal guardians may exempt all property taxes on their residence. | Official state source |
| Hawaii | Full exemption available | Varies or not stated | Totally disabled Veterans or their surviving spouses may qualify for an exemption from all property taxes on their home. | Official state source |
| Idaho | Partial exemption or reduction | 10%, 100% | Veterans with a 10% or more service-connected disability or VA pension qualify for a property tax reduction if they meet income and residency rules. Those with 100% disability may reduce taxes by up to $1,320. | Official state source |
| Illinois | Partial exemption or reduction | 50%, 70% | Homes bought or modified with a VA Specially Adapted Housing Grant reduce taxable value by up to $100,000; mobile homes are exempt from county tax. Returning Veterans get a one-time $5,000 homestead reduction. Disabled Veterans deduct $2,500 (30-50% disability), $5,000 (50-70%), or all taxes (70% or more), with un-remarried surviving spouses of those killed in action also exempt-file annually with the county. | Official state source |
| Indiana | Partial exemption or reduction | 10% | Wartime Veterans with 10% or more VA disability deduct $24,960; those 62+ or totally disabled with a home under $200,000 deduct $14,000-or both ($38,960 total) if meeting all criteria. | Official state source |
| Iowa | Partial exemption or reduction | Varies or not stated | Veterans with 18+ months of active duty deduct up to $4,000 from their home’s assessed value. | Official state source |
| Kansas | Tax credit | 50% | Veterans with 50% or more permanent service-connected disability claim a homestead refund-must be honorably discharged Kansas residents. | Official state source |
| Kentucky | Partial exemption or reduction | Varies or not stated | Homeowners 65+ or totally disabled qualify for a homestead exemption. | Official state source |
| Louisiana | Local option or variable | 50%, 69%, 99%, 100% | Veterans with 50% or more service-connected disability add exemptions to the homestead: $2,500 (50-69%), $4,500 (70-99%), or full exemption (100%, except some municipal taxes). | Official state source |
| Maine | Partial exemption or reduction | 100% | Wartime Veterans 62+ or 100% disabled (or disabled while serving) are exempt from paying $6,000 from their home’s value. Paraplegic Veterans with a federal housing grant exemption of $50,000. | Official state source |
| Maryland | Local option or variable | 100% | Veterans with 100% permanent service-connected disability or surviving spouses of those killed in action may exempt real property taxes on their home and yard-local exemptions vary. | Official state source |
| Massachusetts | Partial exemption or reduction | 10% | Disabled Veterans (10% or more) claim $400-$1,500 exemptions if Massachusetts residents occupy the property as their domicile. Surviving spouses of service-related deaths may get a full exemption. | Official state source |
| Michigan | Tax credit | 100% | The Homestead Property Tax Credit boosts relief for some Veterans-file by April. Disabled Veterans with 100% VA disability, specially adapted housing aid, or unemployability rating (or their un-remarried surviving spouse) exempt their homestead starting 2025 without reapplication. | Official state source |
| Minnesota | Partial exemption or reduction | Varies or not stated | Veterans with disabilities, surviving spouses or primary caregivers exclude $150,000 or $300,000 of their home’s market value, based on status. | Official state source |
| Mississippi | Full exemption available | Varies or not stated | Honorably discharged Veterans with total service-connected disability (or their un-remarried surviving spouse) are exempt from all homestead property taxes. | Official state source |
| Missouri | Full exemption available | Varies or not stated | Former POWs with total service-connected disability exempt all homestead taxes. Out-of-state military waive property tax receipt verification with a non-Missouri Leave and Earnings Statement. Disabled Veterans or seniors claim a credit up to $1,100 (owners) or $750 (renters), excluding VA benefits from income calculations. | Official state source |
| Montana | Partial exemption or reduction | 50%, 100% | Veterans with 100% service-connected disability (or their un-remarried surviving spouse) reduce their home’s tax rate by 50%-100%, based on income and marital status. | Official state source |
| Nebraska | Partial exemption or reduction | Varies or not stated | Totally disabled Veterans from service-connected causes, those with VA-funded homes, or their surviving spouses qualify for a homestead exemption. | Official state source |
| Nevada | Partial exemption or reduction | 79%, 99%, 100% | Veterans are exempt from the first $2,000 assessed value (adjusted annually). Disabled Veterans are exempt from $10,000 (60-79%), $15,000 (80-99%), or $20,000 (100%) of assessed value, also adjusted yearly. | Official state source |
| New Hampshire | Full exemption available | Varies or not stated | Veterans’ organizations’ property is tax-exempt. Wartime Veterans, spouses or widows claim a $51 credit (up to $750 locally). All Veterans with 90+ days of service may get an additional local credit. Widows of those killed in action claim $700-$4,000. Totally disabled Veterans (blind, paraplegic or double amputees) with VA-adapted homes are exempt from all taxes, as are surviving spouses. | Official state source |
| New Jersey | Partial exemption or reduction | Varies or not stated | Honorably discharged Veterans with active duty service (or their surviving spouse/partner) deduct $250 annually-Reservists and Guard must be called to active duty. | Official state source |
| New Mexico | Partial exemption or reduction | 100% | Veterans with 100% permanent service-connected disability (or their spouse) are exempt from their primary residence. All Veterans or surviving spouses deduct $4,000 of taxable property value-certain discharge characterizations may not qualify. | Official state source |
| New York | Local option or variable | Varies or not stated | Veterans claim one of three exemptions-Alternative (wartime/expeditionary), Cold War, or Eligible Funds (pension/bonus/insurance-funded property)-plus disability bonuses. Surviving spouses may qualify-file before local tax deadlines. | Official state source |
| North Carolina | Tax credit | 100% | Veterans with 100% permanent, service-connected disability (or their surviving spouse receiving Dependency and Indemnity Compensation) are exempt from the first $45,000 of assessed home value. Qualified Veterans also claim a $2,000 annual mortgage tax credit, combinable with down payment aid. | Official state source |
| North Dakota | Partial exemption or reduction | 50% | Honorably discharged Veterans with 50% or more VA disability deduct property taxes based on disability percentage-surviving spouses qualify, too. | Official state source |
| Ohio | Partial exemption or reduction | 100% | Veterans with 100% service-connected disability (or surviving spouses in the same home) claim a homestead exemption, rates vary by location. | Official state source |
| Oklahoma | Full exemption available | 100% | Veterans with 100% disability owning their residence are exempt from all property taxes. | Official state source |
| Oregon | Partial exemption or reduction | Varies or not stated | If you’re a disabled Veteran or the surviving spouse or registered domestic partner of a Veteran, you may be entitled to exempt a portion of your homestead property’s assessed value from property taxes. Members of the Oregon National Guard or Reserve who are deployed may be entitled to exempt a portion of the assessed value of their primary residence from property taxes. Property tax exemptions also apply to qualifying surviving spouses of Veterans. | Official state source |
| Pennsylvania | Local option or variable | Varies or not stated | The VA summary did not identify a statewide residential property-tax benefit. Verify current local rules with the state Veterans agency. | Official state source |
| Puerto Rico | Partial exemption or reduction | Varies or not stated | Veterans are exempt from $5,000 of their primary residence’s appraised value (up to 1,000 square meters urban or 1 cuerda rural) based on specific criteria. | Official state source |
| Rhode Island | Partial exemption or reduction | Varies or not stated | Honorably discharged Veterans claim one of seven exemptions (e.g., regular, total disability, specially adapted housing)-amounts vary by category and location. | Official state source |
| South Carolina | Full exemption available | Varies or not stated | Totally disabled Veterans (or surviving spouses) are exempt from paying property tax on their primary residence and up to 5 acres retroactive to 2022. Veterans with specific mobility/brain injuries are exempt from all residence taxes. | Official state source |
| South Dakota | Full exemption available | Varies or not stated | Permanently disabled or paraplegic Veterans (service- or non-service-connected) and surviving spouses are exempt all or up to $200,000 of their home, garage and one-acre lot. | Official state source |
| Tennessee | Partial exemption or reduction | 100% | Certain 100% disabled Veterans and surviving spouses can claim property tax relief on part of their home’s value. | Official state source |
| Texas | Partial exemption or reduction | Varies or not stated | Disabled Veterans and surviving spouses may claim partial or total exemptions on appraised property values. | Official state source |
| U.S. Virgin Islands | Tax credit | Varies or not stated | Veterans can claim a $650 homestead tax credit or a full exemption if disabled; details may vary. | Official state source |
| Utah | Partial exemption or reduction | 10% | Veterans with 10% or more disability (or their surviving spouse/orphans) abate up to $505,548 of their home’s taxable value, scaled by disability. Active/Reserve members deployed out of state for 200+ days exempt their primary residence’s full value. | Official state source |
| Vermont | Partial exemption or reduction | 50% | Veterans with at least a 50% service-connected disability or Improved Pension (and some surviving spouses) may reduce their primary home’s appraised value by $10,000-$40,000, depending on town rules. | Official state source |
| Virginia | Partial exemption or reduction | Varies or not stated | Virginia provides tax exemptions for 1.) Certain Veterans and their surviving spouses, and 2.) The surviving spouses of soldiers killed in action. | Official state source |
| Washington | Partial exemption or reduction | 80% | Seniors, disabled retirees and Veterans with 80% or more service-connected disability (or their widows) may qualify for income-based exemptions or deferrals. | Official state source |
| West Virginia | Tax credit | 100% | Starting 2024, Veterans with 90-100% VA disability claim a real property tax credit on their primary residence; taxes must be paid on time. Those with a 100% permanent disability rating may be exempt from certain taxes. | Official state source |
| Wisconsin | Tax credit | Varies or not stated | Veterans and un-remarried surviving spouses can claim a refundable tax credit for their primary residence up to one acre. | Official state source |
| Wyoming | Partial exemption or reduction | Varies or not stated | Combat Veterans or surviving spouses (Wyoming residents for 3+ years) may exempt $6,000 in assessed value, applicable to either their primary residence or vehicle registration tax; surviving spouse benefits end upon remarriage. | Official state source |
The Department of Veterans Affairs supplied the national summary and a state Veterans agency path for each jurisdiction. Local assessors make the filing and eligibility decision.
Found your state?
See how the approved exemption changes a real VA payment
We can review the assessor record, VA award letter, purchase price, taxes, and insurance before you rely on the lower payment.
How does the exemption change a VA loan payment?
Property taxes are part of the housing payment used during qualification, so an approved exemption can change both the estimated monthly escrow and the price range a family can comfortably consider. That does not mean a lender can assume the benefit before it is documented.
If the county still shows the full tax bill, we typically need the assessor approval, exemption certificate, or another reliable local record before using the lower amount. Bring your VA disability award letter and the local approval when you call, and we will go over what can be used for your file.
Before using the exemption
What should you verify before relying on a state benefit?
A published exemption does not automatically change the mortgage payment. These four areas determine whether the benefit applies to the borrower, the property, and the current tax year.
Eligibility rules
Disability rating and state limits
Confirm the minimum disability rating, permanent and total status, income rules, wartime service, residency, acreage, and assessed-value limits.
Property and occupancy
Primary residence requirements
Confirm whether the home must be your primary residence and when occupancy has to begin for the exemption to apply.
Filing and timing
Application deadlines
Confirm the state, county, or municipal filing deadline and whether the approved benefit will apply to the current tax year.
Spouse and tax records
Transfer and assessor documentation
Confirm whether an un-remarried surviving spouse can keep the benefit and when the exemption will appear on the assessor record and escrow estimate.
Next steps
Helpful VA loan resources
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Purchase guide
VA home loans
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Calculator
VA home affordability calculator
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State guides
VA loans by state
Open the PBT guide for the state where you plan to buy or refinance.
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Get pre-qualified
Ask us to review the exemption documents and the payment for a specific property.
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Disabled Veteran property tax questions
Do all 100% disabled Veterans receive a full property tax exemption?
No, the benefit depends on the state and local rules. Some states provide a full exemption, while others use a partial reduction, income limit, wartime requirement, tax credit, or local option.
Can a lender use a property tax exemption before it is approved?
It depends on the documentation and the local tax record. We generally need reliable evidence that the exemption applies to the borrower and property before using a reduced amount in qualification or escrow estimates.
Does a disabled Veteran exemption transfer when you move?
A disabled Veteran property tax exemption usually does not transfer automatically when you move. A new home, county, or state normally requires a new application, and the benefit can change because the local rules are different.
Can a surviving spouse keep the property tax benefit?
Many states provide a surviving-spouse benefit, but remarriage, residency, ownership, timing, and the cause of the Veteran’s death may affect eligibility. Check the state source and local assessor.
Does the exemption remove homeowners insurance or HOA dues?
No, a property tax benefit changes the tax portion of the housing cost. Homeowners insurance, flood or wind coverage, HOA dues, and other property expenses still have to be included.
How often should this state tax information be checked?
Check the rule before every purchase, relocation, or annual filing because legislatures, dollar amounts, income limits, and local procedures can change.
Use the property tax benefit in a real VA loan review
Call 800-697-4371 or complete the short form. Bring the VA award letter and local exemption paperwork, and we will compare the current tax record with the payment for the home you are considering.
Last reviewed July 11, 2026. State summaries checked against the Department of Veterans Affairs national tax-benefit guide and the linked state Veterans agencies. Local assessors control final eligibility and filing. PBT Bancorp NMLS #257781.