2026 state-by-state research
Disabled Veteran Property Tax Benefits by State
Disabled Veteran property tax benefits by state can range from a full primary-residence exemption for a narrowly defined group to a partial assessed-value reduction, credit, refund, or locally determined benefit.
This comparison covers 56 jurisdictions using the Department of Veterans Affairs roundup published April 22, 2025, plus current official corrections for Arizona, New Mexico, North Carolina, Pennsylvania, and Virginia reviewed August 8, 2026. Confirm the current law, application, and deadline with the linked official source and local assessor before using a benefit in a homebuying budget.
- 56 jurisdictions compared
- Official source for every row
- Reviewed August 8, 2026
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What property tax benefits can a disabled Veteran receive?
The benefit usually falls into one of four groups, but the name alone does not tell you how much it will save. The disability rating, permanent and total status, wartime service, income, residency, surviving-spouse status, and filing date can all change the result.
Full exemption
A qualifying Veteran may owe no property tax on an approved primary residence, although acreage, value, ownership, and local filing rules can still apply.
Partial exemption
The state may remove a fixed dollar amount or a percentage of assessed value before the local tax rate is applied.
Tax credit
Some benefits are paid later as a state credit or refund instead of reducing the assessor bill before the property tax is due.
Local option
Counties or municipalities may choose the benefit or set the amount, which means two Veterans in the same state can receive different results.
Have a state or home in mind?
Want us to estimate the payment after your tax benefit?
Use Get a Callback when you want us to estimate the payment after a property-tax benefit. A VA loan specialist can compare the current tax record, the exemption documents you have, and the estimated payment for a home you are considering. We do not pull credit just to have that initial call.
How common is each type of disabled Veteran tax benefit?
The VA roundup published April 22, 2025 and current official state sources show that at least one group of qualifying disabled Veterans can receive a full exemption in these jurisdictions. The exemption does not apply to every disabled Veteran or every property.
Source, Department of Veterans Affairs state tax-benefit roundup published April 22, 2025, current official state updates noted in the table, and PBT classification reviewed August 8, 2026.
What disabled Veteran property tax benefits are available in every state?
Choose a state or filter by the general benefit type, then open the official source before making a purchase or relocation decision. The table combines the VA roundup published April 22, 2025 with current official state sources. Rating, permanent-and-total status, income, wartime service, residency, ownership, acreage, and filing rules can all affect eligibility.
Showing 56 records
| Alabama | Full exemption available | Varies or not stated | Permanently and totally disabled Veterans, or those 65 and older, enjoy a property tax exemption on their home and up to 160 adjacent acres, with no income cap. Homes acquired through a VA specially adapted housing grant are tax-exempt for the Veteran or surviving spouse. | Official state source |
| Alaska | Partial exemption or reduction | 50% | Disabled Veterans with a 50% or higher service-connected disability rating get a tax exemption on the first $150,000 of their primary residence’s assessed value. This transfers to a spouse aged 60 or older if the Veteran passes away. | Official state source |
| American Samoa | Local option or variable | Varies or not stated | The VA summary did not identify a statewide residential property-tax benefit. Verify current local rules with the state Veterans agency. | Official state source |
| Arizona | Full exemption available | 100% or prorated below 100% | Beginning with tax year 2026, a qualifying Veteran with a 100% service-connected VA disability rating may receive a full exemption on the primary residence. Lower service-connected ratings and nonservice-connected disability ratings may receive a prorated exemption. Household income limits still apply, and the county assessor manages the application. | Official state source |
| Arkansas | Full exemption available | 100% | Veterans with specific VA-awarded disabilities (e.g., loss of limbs, total blindness, or 100% service-connected disability) qualify for a full homestead and personal property tax exemption. Un-remarried surviving spouses and dependent children may also benefit if the Veteran died in service or from service-connected causes. | Official state source |
| California | Local option or variable | Varies or not stated | California offers separate property tax exemptions for Veterans and disabled Veterans. The county assessor confirms eligibility and the documents needed to apply. | Official state source |
| Colorado | Partial exemption or reduction | 50% | Qualifying disabled Veterans, surviving spouses and Gold Star spouses are exempt from 50% of the first $200,000 of their primary residence’s value, with the state covering lost county revenue. | Official state source |
| Commonwealth of the Northern Mariana Islands | Local option or variable | Varies or not stated | The VA summary did not identify a statewide residential property-tax benefit. Verify current local rules with the state Veterans agency. | Official state source |
| Connecticut | Partial exemption or reduction | Varies or not stated | Honorably discharged Veterans with 90-plus days of wartime service get a $1,000 property tax exemption, with additional relief for disabled Veterans meeting income limits. | Official state source |
| Delaware | Tax credit or refund | Varies or not stated | Qualified Veterans claim a full non-vocational school district property tax credit on their primary residence. | Official state source |
| District of Columbia | Partial exemption or reduction | 100% | Veterans with a 100% service-connected disability or paid at that rate due to unemployability qualify for a $445,000 reduction in assessed home value. Ownership, residency, and income limits apply, including a $159,750 income limit for 2025. | Official state source |
| Florida | Full exemption available | 10%, 100% | Veterans with a 10% or more VA disability deduct $5,000 from their home’s assessed value. Those with 100% permanent disability, quadriplegia or specific mobility impairments may exempt all property taxes, as may un-remarried surviving spouses meeting criteria. | Official state source |
| Georgia | Partial exemption or reduction | Varies or not stated | Disabled Veterans may exempt up to $109,986 of a primary residence’s value under a VA-set index. The benefit can extend to an unremarried surviving spouse or minor children. | Official state source |
| Guam | Full exemption available | Varies or not stated | Eligible disabled Veterans, surviving spouses, Gold Star parents or legal guardians may exempt all property taxes on their residence. | Official state source |
| Hawaii | Full exemption available | Varies or not stated | Totally disabled Veterans or their surviving spouses may qualify for an exemption from all property taxes on their home. | Official state source |
| Idaho | Partial exemption or reduction | 10%, 100% | Veterans with a 10% or more service-connected disability or VA pension qualify for a property tax reduction if they meet income and residency rules. Those with 100% disability may reduce taxes by up to $1,320. | Official state source |
| Illinois | Full exemption available | 50%, 70% | Homes bought or modified with a VA Specially Adapted Housing Grant reduce taxable value by up to $100,000; mobile homes are exempt from county tax. Returning Veterans get a one-time $5,000 homestead reduction. Disabled Veterans deduct $2,500 (30-50% disability), $5,000 (50-70%), or all taxes (70% or more), with un-remarried surviving spouses of those killed in action also exempt. Apply annually with the county. | Official state source |
| Indiana | Partial exemption or reduction | 10% | Wartime Veterans with a VA disability rating of 10% or more may deduct $24,960. Those age 62 or older, or totally disabled, may qualify for another $14,000 deduction when the home is worth less than $200,000. Veterans who meet both sets of criteria may deduct $38,960 total. | Official state source |
| Iowa | Partial exemption or reduction | Varies or not stated | Veterans with 18+ months of active duty deduct up to $4,000 from their home’s assessed value. | Official state source |
| Kansas | Tax credit or refund | 50% | Veterans with 50% or more permanent service-connected disability may claim a homestead refund. The Veteran must be an honorably discharged Kansas resident. | Official state source |
| Kentucky | Partial exemption or reduction | Varies or not stated | Homeowners 65+ or totally disabled qualify for a homestead exemption. | Official state source |
| Louisiana | Full exemption available | 50%, 69%, 99%, 100% | Veterans with 50% or more service-connected disability add different amounts to the homestead exemption. The additional exemption is $2,500 for a 50%-69% rating and $4,500 for a 70%-99% rating, while a 100% rating can qualify for a full exemption except for some municipal taxes. | Official state source |
| Maine | Partial exemption or reduction | 100% | Wartime Veterans age 62 or older, those with a 100% disability rating, or those disabled while serving may exempt $6,000 of the home’s value. Paraplegic Veterans who received a federal housing grant may qualify for a $50,000 exemption. | Official state source |
| Maryland | Full exemption available | 100% | Veterans with a 100% permanent service-connected disability, and surviving spouses of service members killed in action, may qualify for a real-property tax exemption on the home and yard. Local exemptions vary. | Official state source |
| Massachusetts | Full exemption available | 10% | Disabled Veterans (10% or more) claim $400-$1,500 exemptions if Massachusetts residents occupy the property as their domicile. Surviving spouses of service-related deaths may get a full exemption. | Official state source |
| Michigan | Full exemption available | 100% | The Homestead Property Tax Credit boosts relief for some Veterans. Apply by April. Disabled Veterans with 100% VA disability, specially adapted housing aid, or an unemployability rating, and their un-remarried surviving spouses, can receive a homestead exemption starting in 2025 without reapplying. | Official state source |
| Minnesota | Partial exemption or reduction | Varies or not stated | Veterans with disabilities, surviving spouses or primary caregivers exclude $150,000 or $300,000 of their home’s market value, based on status. | Official state source |
| Mississippi | Full exemption available | Varies or not stated | Honorably discharged Veterans with total service-connected disability (or their un-remarried surviving spouse) are exempt from all homestead property taxes. | Official state source |
| Missouri | Full exemption available | Varies or not stated | Former POWs with total service-connected disability exempt all homestead taxes. Out-of-state military waive property tax receipt verification with a non-Missouri Leave and Earnings Statement. Disabled Veterans or seniors claim a credit up to $1,100 (owners) or $750 (renters), excluding VA benefits from income calculations. | Official state source |
| Montana | Partial exemption or reduction | 50%, 100% | Veterans with 100% service-connected disability (or their un-remarried surviving spouse) reduce their home’s tax rate by 50%-100%, based on income and marital status. | Official state source |
| Nebraska | Partial exemption or reduction | Varies or not stated | Totally disabled Veterans from service-connected causes, those with VA-funded homes, or their surviving spouses qualify for a homestead exemption. | Official state source |
| Nevada | Partial exemption or reduction | 79%, 99%, 100% | Veterans are exempt from the first $2,000 assessed value (adjusted annually). Disabled Veterans are exempt from $10,000 (60-79%), $15,000 (80-99%), or $20,000 (100%) of assessed value, also adjusted yearly. | Official state source |
| New Hampshire | Full exemption available | Varies or not stated | Veterans’ organizations’ property is tax-exempt. Wartime Veterans, spouses or widows claim a $51 credit (up to $750 locally). All Veterans with 90+ days of service may get an additional local credit. Widows of those killed in action claim $700-$4,000. Totally disabled Veterans (blind, paraplegic or double amputees) with VA-adapted homes are exempt from all taxes, as are surviving spouses. | Official state source |
| New Jersey | Partial exemption or reduction | Varies or not stated | Honorably discharged Veterans with active-duty service, or their surviving spouse or partner, may deduct $250 annually. Reservists and Guard members must have been called to active duty. | Official state source |
| New Mexico | Full exemption available | Any permanent service-connected rating | For 2026 and later property-tax years, a qualifying Veteran with a permanent service-connected disability may receive an exemption equal to the federal disability percentage multiplied by the taxable value of the principal residence after the general Veteran exemption. County assessors apply the exemption and verify eligibility. | Official state source |
| New York | Local option or variable | Varies or not stated | Veterans can claim one of three exemptions, the Alternative exemption for wartime or expeditionary service, the Cold War exemption, or Eligible Funds for property purchased with pension, bonus, or insurance money. Disability additions may also apply, and surviving spouses may qualify. Apply before the local tax deadline. | Official state source |
| North Carolina | Partial exemption or reduction | 100% P&T or qualifying SAH | A qualifying Veteran with a 100% permanent and total service-connected disability or specially adapted housing benefits, and certain never-remarried surviving spouses, may exclude the first $45,000 of assessed real property value. The certified forms go to the local county tax office, and the regular filing deadline is June 1. | Official state source |
| North Dakota | Partial exemption or reduction | 50% | Honorably discharged Veterans with a VA disability rating of 50% or more may deduct property taxes based on the disability percentage. Qualifying surviving spouses may also receive the benefit. | Official state source |
| Ohio | Partial exemption or reduction | 100% | Veterans with a 100% service-connected disability may claim a homestead exemption. A surviving spouse who remains in the same home may also qualify, and the exemption amount varies by location. | Official state source |
| Oklahoma | Full exemption available | 100% | Veterans with 100% disability owning their residence are exempt from all property taxes. | Official state source |
| Oregon | Partial exemption or reduction | Varies or not stated | If you’re a disabled Veteran or the surviving spouse or registered domestic partner of a Veteran, you may be entitled to exempt a portion of your homestead property’s assessed value from property taxes. Members of the Oregon National Guard or Reserve who are deployed may be entitled to exempt a portion of the assessed value of their primary residence from property taxes. Property tax exemptions also apply to qualifying surviving spouses of Veterans. | Official state source |
| Pennsylvania | Full exemption available | 100% or qualifying total disability | A qualifying wartime Veteran with a 100% permanent service-connected disability, individual unemployability, service-connected blindness, paraplegia, or loss of two or more limbs may receive a full real-estate tax exemption on the principal dwelling. Financial need is required; income of $114,637 or less receives a presumption of need under the current state guidance, and higher-income applicants may still qualify after an expense review. | Official state source |
| Puerto Rico | Partial exemption or reduction | Varies or not stated | Veterans are exempt from $5,000 of their primary residence’s appraised value (up to 1,000 square meters urban or 1 cuerda rural) based on specific criteria. | Official state source |
| Rhode Island | Local option or variable | Varies or not stated | Honorably discharged Veterans may claim one of seven exemptions, including regular, total-disability, and specially adapted housing categories. The amount varies by category and location. | Official state source |
| South Carolina | Full exemption available | Varies or not stated | Totally disabled Veterans (or surviving spouses) are exempt from paying property tax on their primary residence and up to 5 acres retroactive to 2022. Veterans with specific mobility/brain injuries are exempt from all residence taxes. | Official state source |
| South Dakota | Full exemption available | Varies or not stated | Permanently disabled or paraplegic Veterans (service- or non-service-connected) and surviving spouses are exempt all or up to $200,000 of their home, garage and one-acre lot. | Official state source |
| Tennessee | Partial exemption or reduction | 100% | Certain 100% disabled Veterans and surviving spouses can claim property tax relief on part of their home’s value. | Official state source |
| Texas | Full exemption available | Varies or not stated | Disabled Veterans and surviving spouses may claim partial or total exemptions on appraised property values. | Official state source |
| U.S. Virgin Islands | Full exemption available | Varies or not stated | Veterans can claim a $650 homestead tax credit or a full exemption if disabled; details may vary. | Official state source |
| Utah | Partial exemption or reduction | 10% | Veterans with 10% or more disability (or their surviving spouse/orphans) abate up to $505,548 of their home’s taxable value, scaled by disability. Active/Reserve members deployed out of state for 200+ days exempt their primary residence’s full value. | Official state source |
| Vermont | Partial exemption or reduction | 50% | Veterans with at least a 50% service-connected disability or Improved Pension (and some surviving spouses) may reduce their primary home’s appraised value by $10,000-$40,000, depending on town rules. | Official state source |
| Virginia | Full exemption available | 100% P&T or qualifying IU | A qualifying Veteran may receive a full real-estate tax exemption on the principal residence and up to one acre. The Veteran must have a 100% service-connected permanent and total disability or a permanent and total individual-unemployability rating. Qualifying surviving spouses may retain and move the exemption, subject to state and local requirements. | Official state source |
| Washington | Partial exemption or reduction | 80% | Seniors, disabled retirees and Veterans with 80% or more service-connected disability (or their widows) may qualify for income-based exemptions or deferrals. | Official state source |
| West Virginia | Tax credit or refund | 100% | Starting 2024, Veterans with 90-100% VA disability claim a real property tax credit on their primary residence; taxes must be paid on time. Those with a 100% permanent disability rating may be exempt from certain taxes. | Official state source |
| Wisconsin | Tax credit or refund | Varies or not stated | Veterans and un-remarried surviving spouses can claim a refundable tax credit for their primary residence up to one acre. | Official state source |
| Wyoming | Partial exemption or reduction | Varies or not stated | Combat Veterans or surviving spouses (Wyoming residents for 3+ years) may exempt $6,000 in assessed value, applicable to either their primary residence or vehicle registration tax; surviving spouse benefits end upon remarriage. | Official state source |
The national baseline is the VA roundup published April 22, 2025. Current official updates for Arizona, New Mexico, North Carolina, Pennsylvania, and Virginia were incorporated and reviewed August 8, 2026. Verify the current rule with the linked official source and local assessor, which controls the filing and eligibility decision.
Next steps after you find your state
Want to see how an approved exemption changes a real VA payment?
We can review the assessor record, VA award letter, purchase price, taxes, and insurance before you rely on the lower payment.
How can a property tax exemption affect a VA loan payment?
Property taxes are part of the housing payment used during qualification, so an approved exemption can change both the estimated monthly escrow and the price range you can comfortably consider. We cannot assume the benefit before it is documented.
If the county still shows the full tax bill, we typically need the assessor approval, exemption certificate, or another reliable local record before using the lower amount. When you call, have your VA disability award letter and the local approval available. We will explain how each one affects the mortgage.
Before we lower the tax estimate
What do we verify before using a state tax benefit?
A published exemption does not automatically change the mortgage payment. These four areas determine whether the benefit applies to you, the property, and the current tax year.
Eligibility rules
Disability rating and state limits
The loan review accounts for the required disability rating, permanent and total status, income rules, wartime service, residency, acreage, and assessed-value limits.
Property and occupancy
Primary residence requirements
Occupancy rules determine whether the home must be your primary residence and when you need to begin living there.
Filing and timing
Application deadlines
State, county, and municipal filing deadlines determine whether an approved benefit applies to the current tax year.
Spouse and tax records
Surviving-spouse and assessor records
Surviving-spouse eligibility and the assessor record show whether the benefit can continue and when it can be used in the escrow estimate.
Next steps
How can we use an approved tax benefit in the mortgage plan?
Use these resources to connect a state tax benefit with your estimated VA payment, eligibility, and buying plan.
VA resource
Connect the exemption to a VA purchase
Review the purchase benefit, eligibility, costs, and the steps after you find a home.
View resource
VA resource
Calculate the property-specific payment
Replace a general state estimate with your income, debts, taxes, insurance, and purchase price.
View resource
State guides
VA loans by state
Open the PBT guide for the state where you plan to buy or refinance.
View resource
VA resource
Ask us to verify the benefit
Ask us to review the exemption documents and the payment for a specific property.
View resource
Disabled Veteran property tax questions
Do all 100% disabled Veterans receive a full property tax exemption?
A 100% disability rating does not create the same property tax result nationwide. Some jurisdictions provide a full exemption for a qualifying primary residence, while others use a partial reduction, income limit, wartime requirement, credit, refund, or local option.
Can a lender use a property tax exemption before it is approved?
It depends on the documentation and the local tax record. We generally need reliable evidence that the exemption applies to you and the property before using a reduced amount in qualification or escrow estimates.
Does a disabled Veteran exemption transfer when you move?
A disabled Veteran property tax exemption usually does not transfer automatically when you move. A new home, county, or state normally requires a new application, and the benefit can change because the local rules are different.
Can a surviving spouse keep the property tax benefit?
Many states provide a surviving-spouse benefit, but remarriage, residency, ownership, timing, and the cause of the Veteran’s death may affect eligibility. Check the state source and local assessor.
Does the exemption remove homeowners insurance or HOA dues?
A property tax benefit changes only the tax portion of the housing cost. Homeowners insurance, flood or wind coverage, HOA dues, and other property expenses still have to be included.
How often should this state tax information be checked?
Check the rule before every purchase, relocation, or annual filing because legislatures, dollar amounts, income limits, and local procedures can change.
Which states offer a full property tax exemption to some disabled Veterans?
At least one group of qualifying disabled Veterans can receive a full exemption in 22 jurisdictions. The actual benefit can depend on disability status, income, wartime service, residency, ownership, acreage, property value, and local filing requirements. Use the official link for the state to verify the current rule.
Can a Veteran with less than a 100% rating receive property tax relief?
Many jurisdictions provide a partial exemption, reduction, credit, refund, or local benefit below a 100% rating. Arizona now uses a prorated benefit below 100% for qualifying applicants, and New Mexico uses a proportional exemption for a qualifying permanent service-connected rating beginning with the 2026 property-tax year.
Is a disabled Veteran property tax exemption automatic?
Most programs require an application and supporting documents before the assessor changes the tax record. The filing office, deadline, required VA letter, ownership rules, and effective tax year vary by jurisdiction.
Use the property tax benefit in a real VA loan review
Start the pre-qualification form with the home and household details. We will use the VA award letter, local exemption rules, and current tax record when we prepare the property payment.
Last reviewed August 8, 2026.